Register Claude, ChatGPT or another eligible service in your own name. Your login, data and usage history stay under your control.

Your own card.
Your own AI subscriptions.
Complete identity verification, top up in CNY with WeChat Pay or Alipay, and receive an available NZD balance for eligible global AI and digital services.
UnionPay

Your third-party accounts remain registered to and controlled by you. MIEPAY provides card, top-up and payment services; it does not sell or share third-party AI accounts.
Not a resold account. A payment tool you control.
The difference is simple: you create the service account, you hold the virtual card, and you see the cost before you pay.
Apply for and manage an NZD UnionPay virtual card through MIEPAY, including balance, status and applicable transaction records.
See the CNY top-up amount, service fee, applicable exchange rate and estimated NZD balance before confirming payment.
Four clear steps. One connected journey.
Create a MIEPAY account and complete the applicable KYC and compliance review.
Once approved, request your AI Subscription Card and view its status in your account.
Use WeChat Pay or Alipay and review the fee and exchange quote before payment.
Use the card with digital merchants that accept the card under applicable rules.
One card. No fixed monthly package.
Top up according to what you need. Card service fees and third-party subscriptions are charged separately.
Third-party subscription fees are charged separately by the relevant service provider. Taxes or other charges may apply depending on the merchant, account region and applicable rules.
See the complete top-up cost first.
Enter a CNY amount to see the MIEPAY service fee and total payment. The applicable exchange rate and estimated NZD balance are displayed in the live quote before confirmation.
- Service fee
- CNY 49.00
- Total payment
- CNY 1049.00
- Estimated NZD balance
- Shown in live quote
Connect to the tools you already choose.
Common use cases include AI, developer and productivity services, subject to merchant acceptance and applicable card rules.
Brands are shown only as examples of common use cases. Acceptance depends on the merchant, account region, transaction type, card network and issuing rules. MIEPAY is not affiliated with or endorsed by the services shown.
From CNY top-up to subscription payment.
Top up with WeChat Pay or Alipay without first arranging an overseas bank account.
Once payment is confirmed and applicable checks are complete, the NZD balance becomes available in your account.
Fund the card according to your actual needs instead of buying a preset subscription package.
View card status, balance and applicable payment records through the MIEPAY service.
From making a payment to managing recurring AI spend.
MIEPAY is developing tools to help individuals and teams understand renewal dates, balances and AI subscription costs across services.
Identity, payment and card rules remain part of the product.
KYC and applicable compliance checks are required before card access.
Fees, exchange rate and estimated balance are shown before confirmation.
Actual use depends on merchant, region, transaction and card-program rules.
The details that matter before you apply.
What currency is the card?
The MIEPAY AI Subscription Card is an NZD UnionPay virtual card. The available card balance is displayed in NZD.
Why is identity verification required?
Card and account services require KYC and relevant reviews based on customer location, product rules and applicable compliance requirements.
How soon can I use the balance?
After payment confirmation and applicable system review, the balance is added to the account. Timing can vary with payment status, risk review and system conditions.
Can I pay every overseas service?
No card can guarantee acceptance by every merchant. Availability depends on the merchant, region, transaction type, card network and issuing rules.
How is the exchange rate calculated?
Before you confirm a top-up, the service displays the applicable exchange rate, fee, total CNY payment and estimated NZD balance.
Is the AI subscription included?
No. Subscription charges are set and collected by the relevant digital service provider.
How are merchant refunds handled?
Eligible refunds are generally returned to the original card or linked balance. Timing depends on the merchant, card network and processing arrangements.
What happens to the balance if the card expires?
Balances after closure, expiry or replacement are handled according to the applicable product terms, account rules and issuing arrangements.
A clearer way to pay for your own AI subscriptions.
Complete verification, apply for your NZD UnionPay virtual card, top up in CNY and pay eligible global digital services.
Apply for a card